BKIDBranch Code: 003127

Bank of India IFSC Code

UNIVERSITY ROAD Branch, RAJKOT, RAJKOT, Gujarat

Primary IFSC Code

BKID0003127

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, UNIVERSITY ROAD branch in RAJKOT, Gujarat is BKID0003127. The MICR code for cheque clearance is 360013011.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of India
Branch Name: UNIVERSITY ROAD
MICR Code: 360013011
City / District: RAJKOT (RAJKOT)
State: Gujarat
Postal Pincode: N/A

Full Branch Address

23 FORTUNE SQUARE KOTECHA CHOWKUNIVERSITY ROADRAJKOT

Contact Details

Phone: +912812587807

How to Read IFSC Code: BKID0003127

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

003127Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0003127)

What is the IFSC Code for Bank of India UNIVERSITY ROAD branch?

The IFSC Code for Bank of India UNIVERSITY ROAD branch in RAJKOT, Gujarat is BKID0003127. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India UNIVERSITY ROAD branch?

The branch is located at: 23 FORTUNE SQUARE KOTECHA CHOWKUNIVERSITY ROADRAJKOT, RAJKOT, Gujarat.

What is the MICR Code for Bank of India UNIVERSITY ROAD?

The MICR Code for electronic cheque clearing at Bank of India UNIVERSITY ROAD is 360013011.

How can I contact Bank of India UNIVERSITY ROAD branch?

You can contact the branch at: Phone: +912812587807. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0003127?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '003127' represent the specific UNIVERSITY ROAD branch code.