BKIDBranch Code: 004023

Bank of India IFSC Code

LILUAH WEST Branch, HOWRAH, HOWRAH, WEST BENGAL

Primary IFSC Code

BKID0004023

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, LILUAH WEST branch in HOWRAH, WEST BENGAL is BKID0004023. The MICR code for cheque clearance is 700013031.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of India
Branch Name: LILUAH WEST
MICR Code: 700013031
City / District: HOWRAH (HOWRAH)
State: WEST BENGAL
Postal Pincode: N/A

Full Branch Address

3 RAVINDRA SARANI LILUAHHOWRAH

Contact Details

Phone: +912645527326

How to Read IFSC Code: BKID0004023

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004023Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0004023)

What is the IFSC Code for Bank of India LILUAH WEST branch?

The IFSC Code for Bank of India LILUAH WEST branch in HOWRAH, WEST BENGAL is BKID0004023. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India LILUAH WEST branch?

The branch is located at: 3 RAVINDRA SARANI LILUAHHOWRAH, HOWRAH, WEST BENGAL.

What is the MICR Code for Bank of India LILUAH WEST?

The MICR Code for electronic cheque clearing at Bank of India LILUAH WEST is 700013031.

How can I contact Bank of India LILUAH WEST branch?

You can contact the branch at: Phone: +912645527326. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0004023?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004023' represent the specific LILUAH WEST branch code.