IDBI IFSC Code
PHAGWADA Branch, PHAGWARA, PHAGWARA, Punjab
The official Indian Financial System Code (IFSC) for IDBI, PHAGWADA branch in PHAGWARA, Punjab is IBKL0000077. The MICR code for cheque clearance is 144259202.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- IDBI
- Branch Name
- PHAGWADA
- MICR Code
- City / District
- PHAGWARA (PHAGWARA)
- State
- Punjab
- Postal Pincode
- N/A
14A, OHRI TOWERS,MODEL TOWN, G.T.ROAD
How to Read IFSC Code: IBKL0000077
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify IDBI.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: IDBI (IBKL0000077)
What is the IFSC Code for IDBI PHAGWADA branch?
The IFSC Code for IDBI PHAGWADA branch in PHAGWARA, Punjab is IBKL0000077. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of IDBI PHAGWADA branch?
The branch is located at: 14A, OHRI TOWERS,MODEL TOWN, G.T.ROAD, PHAGWARA, Punjab.
What is the MICR Code for IDBI PHAGWADA?
The MICR Code for electronic cheque clearing at IDBI PHAGWADA is 144259202.
How can I contact IDBI PHAGWADA branch?
You can contact the branch at: Phone: +919872663330. For official national customer care, refer to IDBI's official banking channels.
How to decipher the IFSC code IBKL0000077?
The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000077' represent the specific PHAGWADA branch code.
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