IOBABranch Code: 000408

Indian Overseas Bank IFSC Code

R K PURAM Branch, DELHI, DELHI, Delhi

Primary IFSC Code

IOBA0000408

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, R K PURAM branch in DELHI, Delhi is IOBA0000408. The MICR code for cheque clearance is 110020021.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: R K PURAM
MICR Code: 110020021
City / District: DELHI (DELHI)
State: Delhi
Postal Pincode: N/A

Full Branch Address

PALIKA BHAVAN, 1ST FLOOR, SECTOR 13, R.K.PURAM, NEW DELHI - PIN 110 066

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IOBA0000408

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000408Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0000408)

What is the IFSC Code for Indian Overseas Bank R K PURAM branch?

The IFSC Code for Indian Overseas Bank R K PURAM branch in DELHI, Delhi is IOBA0000408. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank R K PURAM branch?

The branch is located at: PALIKA BHAVAN, 1ST FLOOR, SECTOR 13, R.K.PURAM, NEW DELHI - PIN 110 066, DELHI, Delhi.

What is the MICR Code for Indian Overseas Bank R K PURAM?

The MICR Code for electronic cheque clearing at Indian Overseas Bank R K PURAM is 110020021.

How to decipher the IFSC code IOBA0000408?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '000408' represent the specific R K PURAM branch code.