IOBABranch Code: 001302

Indian Overseas Bank IFSC Code

J P NAGAR Branch, BANGALORE, BANGALORE, Karnataka

Primary IFSC Code

IOBA0001302

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, J P NAGAR branch in BANGALORE, Karnataka is IOBA0001302. The MICR code for cheque clearance is 560020016.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: J P NAGAR
MICR Code: 560020016
City / District: BANGALORE (BANGALORE)
State: Karnataka
Postal Pincode: N/A

Full Branch Address

945, SARAKKI LAYOUT II PHASE, 24TH MAIN RD, J.P. NGR, BANGALORE

Contact Details

Phone: 22950130

How to Read IFSC Code: IOBA0001302

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001302Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0001302)

What is the IFSC Code for Indian Overseas Bank J P NAGAR branch?

The IFSC Code for Indian Overseas Bank J P NAGAR branch in BANGALORE, Karnataka is IOBA0001302. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank J P NAGAR branch?

The branch is located at: 945, SARAKKI LAYOUT II PHASE, 24TH MAIN RD, J.P. NGR, BANGALORE, BANGALORE, Karnataka.

What is the MICR Code for Indian Overseas Bank J P NAGAR?

The MICR Code for electronic cheque clearing at Indian Overseas Bank J P NAGAR is 560020016.

How can I contact Indian Overseas Bank J P NAGAR branch?

You can contact the branch at: Phone: 22950130. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0001302?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '001302' represent the specific J P NAGAR branch code.