Indian Overseas Bank IFSC Code
ORAI Branch, ORAI, ORAI, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, ORAI branch in ORAI, UTTAR PRADESH is IOBA0003280. The MICR code for cheque clearance is 285020102.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- ORAI
- MICR Code
- City / District
- ORAI (ORAI)
- State
- UTTAR PRADESH
- Postal Pincode
- N/A
HOUSE NO 729 JAGMAN PUR HOUSE PATEL ORAI DISTT JALAUM
How to Read IFSC Code: IOBA0003280
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003280)
What is the IFSC Code for Indian Overseas Bank ORAI branch?
The IFSC Code for Indian Overseas Bank ORAI branch in ORAI, UTTAR PRADESH is IOBA0003280. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank ORAI branch?
The branch is located at: HOUSE NO 729 JAGMAN PUR HOUSE PATEL ORAI DISTT JALAUM, ORAI, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank ORAI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank ORAI is 285020102.
How can I contact Indian Overseas Bank ORAI branch?
You can contact the branch at: Phone: +914428584896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003280?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003280' represent the specific ORAI branch code.
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