Indian Overseas Bank IFSC Code
GOLA Branch, GOLA, GOLA, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, GOLA branch in GOLA, UTTAR PRADESH is IOBA0004045. The MICR code for cheque clearance is 273020011.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- GOLA
- MICR Code
- City / District
- GOLA (GOLA)
- State
- UTTAR PRADESH
- Postal Pincode
- N/A
WARD NO 14 BEWARI CHAURAHA,GOLA BAZAR,PS& TEHSIL GOLA BAZAR,DIST GORAKHPUR
How to Read IFSC Code: IOBA0004045
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004045)
What is the IFSC Code for Indian Overseas Bank GOLA branch?
The IFSC Code for Indian Overseas Bank GOLA branch in GOLA, UTTAR PRADESH is IOBA0004045. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank GOLA branch?
The branch is located at: WARD NO 14 BEWARI CHAURAHA,GOLA BAZAR,PS& TEHSIL GOLA BAZAR,DIST GORAKHPUR, GOLA, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank GOLA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank GOLA is 273020011.
How to decipher the IFSC code IOBA0004045?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004045' represent the specific GOLA branch code.
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