JAKABranch Code: EPONCH

Jammu and Kashmir Bank IFSC Code

POONCH CITY Branch, POONCH, POONCH, JAMMU AND KASHMIR

Primary IFSC Code

JAKA0EPONCH

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, POONCH CITY branch in POONCH, JAMMU AND KASHMIR is JAKA0EPONCH. The MICR code for cheque clearance is 185051115.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jammu and Kashmir Bank
Branch Name: POONCH CITY
MICR Code: 185051115
City / District: POONCH (POONCH)
State: JAMMU AND KASHMIR
Postal Pincode: N/A

Full Branch Address

POLICE CONTROL ROOM,POONCH

Contact Details

Phone: +911965220620

How to Read IFSC Code: JAKA0EPONCH

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

EPONCHBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0EPONCH)

What is the IFSC Code for Jammu and Kashmir Bank POONCH CITY branch?

The IFSC Code for Jammu and Kashmir Bank POONCH CITY branch in POONCH, JAMMU AND KASHMIR is JAKA0EPONCH. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank POONCH CITY branch?

The branch is located at: POLICE CONTROL ROOM,POONCH, POONCH, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank POONCH CITY?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank POONCH CITY is 185051115.

How can I contact Jammu and Kashmir Bank POONCH CITY branch?

You can contact the branch at: Phone: +911965220620. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0EPONCH?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'EPONCH' represent the specific POONCH CITY branch code.