PUNBBranch Code: 394300

Punjab National Bank IFSC Code

SURAT, NTPC KAWAS Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

PUNB0394300

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, SURAT, NTPC KAWAS branch in SURAT, Gujarat is PUNB0394300. The MICR code for cheque clearance is 395024009.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: SURAT, NTPC KAWAS
MICR Code: 395024009
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: N/A

Full Branch Address

NTPC COMPLEX

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: PUNB0394300

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

394300Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0394300)

What is the IFSC Code for Punjab National Bank SURAT, NTPC KAWAS branch?

The IFSC Code for Punjab National Bank SURAT, NTPC KAWAS branch in SURAT, Gujarat is PUNB0394300. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank SURAT, NTPC KAWAS branch?

The branch is located at: NTPC COMPLEX, SURAT, Gujarat.

What is the MICR Code for Punjab National Bank SURAT, NTPC KAWAS?

The MICR Code for electronic cheque clearing at Punjab National Bank SURAT, NTPC KAWAS is 395024009.

How to decipher the IFSC code PUNB0394300?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '394300' represent the specific SURAT, NTPC KAWAS branch code.