PUNBBranch Code: 395100

Punjab National Bank IFSC Code

RAILWAY ROAD, KARNAL Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

PUNB0395100

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, RAILWAY ROAD, KARNAL branch in KARNAL, Haryana is PUNB0395100. The MICR code for cheque clearance is 132024105.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: RAILWAY ROAD, KARNAL
MICR Code: 132024105
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: N/A

Full Branch Address

RAILWAY ROAD, KARNAL

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: PUNB0395100

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

395100Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0395100)

What is the IFSC Code for Punjab National Bank RAILWAY ROAD, KARNAL branch?

The IFSC Code for Punjab National Bank RAILWAY ROAD, KARNAL branch in KARNAL, Haryana is PUNB0395100. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank RAILWAY ROAD, KARNAL branch?

The branch is located at: RAILWAY ROAD, KARNAL, KARNAL, Haryana.

What is the MICR Code for Punjab National Bank RAILWAY ROAD, KARNAL?

The MICR Code for electronic cheque clearing at Punjab National Bank RAILWAY ROAD, KARNAL is 132024105.

How to decipher the IFSC code PUNB0395100?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '395100' represent the specific RAILWAY ROAD, KARNAL branch code.