PUNBBranch Code: 400100

Punjab National Bank IFSC Code

KARNAL URBAN ESTATE SEC.- Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

PUNB0400100

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, KARNAL URBAN ESTATE SEC.- branch in KARNAL, Haryana is PUNB0400100. The MICR code for cheque clearance is 132024108.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: KARNAL URBAN ESTATE SEC.-
MICR Code: 132024108
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: N/A

Full Branch Address

SCF 42,MAIN MARKET

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: PUNB0400100

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

400100Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0400100)

What is the IFSC Code for Punjab National Bank KARNAL URBAN ESTATE SEC.- branch?

The IFSC Code for Punjab National Bank KARNAL URBAN ESTATE SEC.- branch in KARNAL, Haryana is PUNB0400100. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank KARNAL URBAN ESTATE SEC.- branch?

The branch is located at: SCF 42,MAIN MARKET, KARNAL, Haryana.

What is the MICR Code for Punjab National Bank KARNAL URBAN ESTATE SEC.-?

The MICR Code for electronic cheque clearing at Punjab National Bank KARNAL URBAN ESTATE SEC.- is 132024108.

How to decipher the IFSC code PUNB0400100?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '400100' represent the specific KARNAL URBAN ESTATE SEC.- branch code.