PUNBBranch Code: 490400

Punjab National Bank IFSC Code

PATPARGANJ IND. AREA -SPL SME Branch, DELHI, DELHI, Delhi

Primary IFSC Code

PUNB0490400

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, PATPARGANJ IND. AREA -SPL SME branch in DELHI, Delhi is PUNB0490400. The MICR code for cheque clearance is 110024470.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: PATPARGANJ IND. AREA -SPL SME
MICR Code: 110024470
City / District: DELHI (DELHI)
State: Delhi
Postal Pincode: N/A

Full Branch Address

PATPARGANJ INDUSTRIAL AREA

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: PUNB0490400

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

490400Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0490400)

What is the IFSC Code for Punjab National Bank PATPARGANJ IND. AREA -SPL SME branch?

The IFSC Code for Punjab National Bank PATPARGANJ IND. AREA -SPL SME branch in DELHI, Delhi is PUNB0490400. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank PATPARGANJ IND. AREA -SPL SME branch?

The branch is located at: PATPARGANJ INDUSTRIAL AREA, DELHI, Delhi.

What is the MICR Code for Punjab National Bank PATPARGANJ IND. AREA -SPL SME?

The MICR Code for electronic cheque clearing at Punjab National Bank PATPARGANJ IND. AREA -SPL SME is 110024470.

How to decipher the IFSC code PUNB0490400?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '490400' represent the specific PATPARGANJ IND. AREA -SPL SME branch code.