PUNBBranch Code: 497400

Punjab National Bank IFSC Code

KARNAL SECTOR- Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

PUNB0497400

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, KARNAL SECTOR- branch in KARNAL, Haryana is PUNB0497400. The MICR code for cheque clearance is 132024112.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: KARNAL SECTOR-
MICR Code: 132024112
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: N/A

Full Branch Address

SCO 60,SECTOR-6 MARKET,

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: PUNB0497400

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

497400Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0497400)

What is the IFSC Code for Punjab National Bank KARNAL SECTOR- branch?

The IFSC Code for Punjab National Bank KARNAL SECTOR- branch in KARNAL, Haryana is PUNB0497400. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank KARNAL SECTOR- branch?

The branch is located at: SCO 60,SECTOR-6 MARKET,, KARNAL, Haryana.

What is the MICR Code for Punjab National Bank KARNAL SECTOR-?

The MICR Code for electronic cheque clearing at Punjab National Bank KARNAL SECTOR- is 132024112.

How to decipher the IFSC code PUNB0497400?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '497400' represent the specific KARNAL SECTOR- branch code.