SBINBranch Code: 040520

State Bank of India IFSC Code

PADUBIDRI Branch, UDUPI, UDUPI, Karnataka

Primary IFSC Code

SBIN0040520

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, PADUBIDRI branch in UDUPI, Karnataka is SBIN0040520. The MICR code for cheque clearance is 575002068.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: PADUBIDRI
MICR Code: 575002068
City / District: UDUPI (UDUPI)
State: Karnataka
Postal Pincode: N/A

Full Branch Address

1ST FLOOR,SRI MAHALAXMI COMPLEX,KARKAL ROAD

Contact Details

Phone: +918202555482

How to Read IFSC Code: SBIN0040520

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

040520Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0040520)

What is the IFSC Code for State Bank of India PADUBIDRI branch?

The IFSC Code for State Bank of India PADUBIDRI branch in UDUPI, Karnataka is SBIN0040520. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India PADUBIDRI branch?

The branch is located at: 1ST FLOOR,SRI MAHALAXMI COMPLEX,KARKAL ROAD, UDUPI, Karnataka.

What is the MICR Code for State Bank of India PADUBIDRI?

The MICR Code for electronic cheque clearing at State Bank of India PADUBIDRI is 575002068.

How can I contact State Bank of India PADUBIDRI branch?

You can contact the branch at: Phone: +918202555482. For official national customer care, refer to State Bank of India's official banking channels.

How to decipher the IFSC code SBIN0040520?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '040520' represent the specific PADUBIDRI branch code.