SBINBranch Code: 040534

State Bank of India IFSC Code

PANAJI Branch, PANAJI, PANAJI, GOA

Primary IFSC Code

SBIN0040534

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, PANAJI branch in PANAJI, GOA is SBIN0040534. The MICR code for cheque clearance is 403002112.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: PANAJI
MICR Code: 403002112
City / District: PANAJI (PANAJI)
State: GOA
Postal Pincode: N/A

Full Branch Address

LAR COMMERCIAL PANAJI

Contact Details

Phone: +918322224846

How to Read IFSC Code: SBIN0040534

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

040534Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0040534)

What is the IFSC Code for State Bank of India PANAJI branch?

The IFSC Code for State Bank of India PANAJI branch in PANAJI, GOA is SBIN0040534. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India PANAJI branch?

The branch is located at: LAR COMMERCIAL PANAJI, PANAJI, GOA.

What is the MICR Code for State Bank of India PANAJI?

The MICR Code for electronic cheque clearing at State Bank of India PANAJI is 403002112.

How can I contact State Bank of India PANAJI branch?

You can contact the branch at: Phone: +918322224846. For official national customer care, refer to State Bank of India's official banking channels.

How to decipher the IFSC code SBIN0040534?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '040534' represent the specific PANAJI branch code.