Skip to main content
SDCBBranch Code: 000044

Surat District Co-operative Bank IFSC Code

PALGAM Branch, SURAT, SURAT, Gujarat

Primary IFSC Code
SDCB0000044
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Surat District Co-operative Bank, PALGAM branch in SURAT, Gujarat is SDCB0000044. The MICR code for cheque clearance is 395244027.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PALGAM
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
N/A
Full Branch Address

NANI FALIA, PALGAM, TA HORYASIPINCODE 391 045

Contact Details
Phone: +912612840380

How to Read IFSC Code: SDCB0000044

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SDCBBank Identifier

First 4 alphabetic characters identify Surat District Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000044Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Surat District Co-operative Bank (SDCB0000044)

What is the IFSC Code for Surat District Co-operative Bank PALGAM branch?

The IFSC Code for Surat District Co-operative Bank PALGAM branch in SURAT, Gujarat is SDCB0000044. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Surat District Co-operative Bank PALGAM branch?

The branch is located at: NANI FALIA, PALGAM, TA HORYASIPINCODE 391 045, SURAT, Gujarat.

What is the MICR Code for Surat District Co-operative Bank PALGAM?

The MICR Code for electronic cheque clearing at Surat District Co-operative Bank PALGAM is 395244027.

How can I contact Surat District Co-operative Bank PALGAM branch?

You can contact the branch at: Phone: +912612840380. For official national customer care, refer to Surat District Co-operative Bank's official banking channels.

How to decipher the IFSC code SDCB0000044?

The first 4 characters 'SDCB' represent Surat District Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000044' represent the specific PALGAM branch code.