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SRCBBranch Code: 000197

Saraswat Co-operative Bank IFSC Code

LOKHANDWALA COMPLEX Branch, MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code
SRCB0000197
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Saraswat Co-operative Bank, LOKHANDWALA COMPLEX branch in MUMBAI, Maharashtra is SRCB0000197. The MICR code for cheque clearance is 400088093.

Branch Fact Sheet & Electronic Routing Details

Branch Name
LOKHANDWALA COMPLEX
MICR Code
City / District
MUMBAI (MUMBAI)
Postal Pincode
N/A
Full Branch Address

SHOP NO. 1 & 2, SHLOK HOUSE, OFF.K.L.WALAWALKAR ROAD, NEAR LOKHANDWALA BRIDGE, LOKHANDWALA COMPLEX, ANDHERI(W), MUMBAI - 400 053.

Contact Details
Phone: +912226367467

How to Read IFSC Code: SRCB0000197

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SRCBBank Identifier

First 4 alphabetic characters identify Saraswat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000197Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Saraswat Co-operative Bank (SRCB0000197)

What is the IFSC Code for Saraswat Co-operative Bank LOKHANDWALA COMPLEX branch?

The IFSC Code for Saraswat Co-operative Bank LOKHANDWALA COMPLEX branch in MUMBAI, Maharashtra is SRCB0000197. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Saraswat Co-operative Bank LOKHANDWALA COMPLEX branch?

The branch is located at: SHOP NO. 1 & 2, SHLOK HOUSE, OFF.K.L.WALAWALKAR ROAD, NEAR LOKHANDWALA BRIDGE, LOKHANDWALA COMPLEX, ANDHERI(W), MUMBAI - 400 053., MUMBAI, Maharashtra.

What is the MICR Code for Saraswat Co-operative Bank LOKHANDWALA COMPLEX?

The MICR Code for electronic cheque clearing at Saraswat Co-operative Bank LOKHANDWALA COMPLEX is 400088093.

How can I contact Saraswat Co-operative Bank LOKHANDWALA COMPLEX branch?

You can contact the branch at: Phone: +912226367467. For official national customer care, refer to Saraswat Co-operative Bank's official banking channels.

How to decipher the IFSC code SRCB0000197?

The first 4 characters 'SRCB' represent Saraswat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000197' represent the specific LOKHANDWALA COMPLEX branch code.