SUNBBranch Code: 000012

Surat National Co-operative Bank IFSC Code

UMARWADA Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

SUNB0000012

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Surat National Co-operative Bank, UMARWADA branch in SURAT, Gujarat is SUNB0000012. The MICR code for cheque clearance is 395246012.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Surat National Co-operative Bank
Branch Name: UMARWADA
MICR Code: 395246012
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: N/A

Full Branch Address

UG -20 TO 23, TAPTI GANGA MARKET, UMARWADA

Contact Details

Phone: +912612362500

How to Read IFSC Code: SUNB0000012

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SUNBBank Identifier

First 4 alphabetic characters identify Surat National Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000012Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Surat National Co-operative Bank (SUNB0000012)

What is the IFSC Code for Surat National Co-operative Bank UMARWADA branch?

The IFSC Code for Surat National Co-operative Bank UMARWADA branch in SURAT, Gujarat is SUNB0000012. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Surat National Co-operative Bank UMARWADA branch?

The branch is located at: UG -20 TO 23, TAPTI GANGA MARKET, UMARWADA, SURAT, Gujarat.

What is the MICR Code for Surat National Co-operative Bank UMARWADA?

The MICR Code for electronic cheque clearing at Surat National Co-operative Bank UMARWADA is 395246012.

How can I contact Surat National Co-operative Bank UMARWADA branch?

You can contact the branch at: Phone: +912612362500. For official national customer care, refer to Surat National Co-operative Bank's official banking channels.

How to decipher the IFSC code SUNB0000012?

The first 4 characters 'SUNB' represent Surat National Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000012' represent the specific UMARWADA branch code.