UBINBranch Code: 537993

Union Bank of India IFSC Code

KARNAL MAIN Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

UBIN0537993

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, KARNAL MAIN branch in KARNAL, Haryana is UBIN0537993. The MICR code for cheque clearance is 132026102.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: KARNAL MAIN
MICR Code: 132026102
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: N/A

Full Branch Address

POST BOX NO. 79, G.T. ROAD,DIST. KARNAL, HARYANA,PIN - 132 001.

Contact Details

Phone: 2271037

How to Read IFSC Code: UBIN0537993

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

537993Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0537993)

What is the IFSC Code for Union Bank of India KARNAL MAIN branch?

The IFSC Code for Union Bank of India KARNAL MAIN branch in KARNAL, Haryana is UBIN0537993. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India KARNAL MAIN branch?

The branch is located at: POST BOX NO. 79, G.T. ROAD,DIST. KARNAL, HARYANA,PIN - 132 001., KARNAL, Haryana.

What is the MICR Code for Union Bank of India KARNAL MAIN?

The MICR Code for electronic cheque clearing at Union Bank of India KARNAL MAIN is 132026102.

How can I contact Union Bank of India KARNAL MAIN branch?

You can contact the branch at: Phone: 2271037. For official national customer care, refer to Union Bank of India's official banking channels.

How to decipher the IFSC code UBIN0537993?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '537993' represent the specific KARNAL MAIN branch code.