UBINBranch Code: 545091

Union Bank of India IFSC Code

MODEL TOWN - KARNAL Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

UBIN0545091

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, MODEL TOWN - KARNAL branch in KARNAL, Haryana is UBIN0545091. The MICR code for cheque clearance is 132026103.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: MODEL TOWN - KARNAL
MICR Code: 132026103
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: N/A

Full Branch Address

ASA RAM MARKET, OLD KUNJPURA ROAD,MODEL TOWN, DIST. KARNAL, HARYANA,PIN - 132 001.

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0545091

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

545091Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0545091)

What is the IFSC Code for Union Bank of India MODEL TOWN - KARNAL branch?

The IFSC Code for Union Bank of India MODEL TOWN - KARNAL branch in KARNAL, Haryana is UBIN0545091. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India MODEL TOWN - KARNAL branch?

The branch is located at: ASA RAM MARKET, OLD KUNJPURA ROAD,MODEL TOWN, DIST. KARNAL, HARYANA,PIN - 132 001., KARNAL, Haryana.

What is the MICR Code for Union Bank of India MODEL TOWN - KARNAL?

The MICR Code for electronic cheque clearing at Union Bank of India MODEL TOWN - KARNAL is 132026103.

How to decipher the IFSC code UBIN0545091?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '545091' represent the specific MODEL TOWN - KARNAL branch code.