UBINBranch Code: 553981

Union Bank of India IFSC Code

RANJIT AVENUE - AMRITSAR Branch, AMRITSAR, AMRITSAR, Punjab

Primary IFSC Code

UBIN0553981

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, RANJIT AVENUE - AMRITSAR branch in AMRITSAR, Punjab is UBIN0553981. The MICR code for cheque clearance is 143026007.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: RANJIT AVENUE - AMRITSAR
MICR Code: 143026007
City / District: AMRITSAR (AMRITSAR)
State: Punjab
Postal Pincode: N/A

Full Branch Address

SCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB.

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0553981

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

553981Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0553981)

What is the IFSC Code for Union Bank of India RANJIT AVENUE - AMRITSAR branch?

The IFSC Code for Union Bank of India RANJIT AVENUE - AMRITSAR branch in AMRITSAR, Punjab is UBIN0553981. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India RANJIT AVENUE - AMRITSAR branch?

The branch is located at: SCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB., AMRITSAR, Punjab.

What is the MICR Code for Union Bank of India RANJIT AVENUE - AMRITSAR?

The MICR Code for electronic cheque clearing at Union Bank of India RANJIT AVENUE - AMRITSAR is 143026007.

How to decipher the IFSC code UBIN0553981?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '553981' represent the specific RANJIT AVENUE - AMRITSAR branch code.