UTIBBranch Code: 000324

Axis Bank IFSC Code

MILLER GANJ, LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UTIB0000324

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, MILLER GANJ, LUDHIANA branch in LUDHIANA, Punjab is UTIB0000324. The MICR code for cheque clearance is 141211006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: MILLER GANJ, LUDHIANA
MICR Code: 141211006
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTIB0000324

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000324Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0000324)

What is the IFSC Code for Axis Bank MILLER GANJ, LUDHIANA branch?

The IFSC Code for Axis Bank MILLER GANJ, LUDHIANA branch in LUDHIANA, Punjab is UTIB0000324. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank MILLER GANJ, LUDHIANA branch?

The branch is located at: B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,, LUDHIANA, Punjab.

What is the MICR Code for Axis Bank MILLER GANJ, LUDHIANA?

The MICR Code for electronic cheque clearing at Axis Bank MILLER GANJ, LUDHIANA is 141211006.

How to decipher the IFSC code UTIB0000324?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '000324' represent the specific MILLER GANJ, LUDHIANA branch code.

Parent Directory Links

All Branches ofAxis Bank In StatePunjab In DistrictLUDHIANA In CityLUDHIANA

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