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UTIBBranch Code: 003086

Axis Bank IFSC Code

KESAR GANJ CHOWK Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
UTIB0003086
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, KESAR GANJ CHOWK branch in LUDHIANA, Punjab is UTIB0003086. The MICR code for cheque clearance is 141211028.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
KESAR GANJ CHOWK
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
N/A
Full Branch Address

GRD FLR MUNICIPAL NO BV II 783 LAKKAR BAZAR

Contact Details
Phone: +919988833074

How to Read IFSC Code: UTIB0003086

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003086Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0003086)

What is the IFSC Code for Axis Bank KESAR GANJ CHOWK branch?

The IFSC Code for Axis Bank KESAR GANJ CHOWK branch in LUDHIANA, Punjab is UTIB0003086. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank KESAR GANJ CHOWK branch?

The branch is located at: GRD FLR MUNICIPAL NO BV II 783 LAKKAR BAZAR, LUDHIANA, Punjab.

What is the MICR Code for Axis Bank KESAR GANJ CHOWK?

The MICR Code for electronic cheque clearing at Axis Bank KESAR GANJ CHOWK is 141211028.

How can I contact Axis Bank KESAR GANJ CHOWK branch?

You can contact the branch at: Phone: +919988833074. For official national customer care, refer to Axis Bank's official banking channels.

How to decipher the IFSC code UTIB0003086?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '003086' represent the specific KESAR GANJ CHOWK branch code.