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UTIBBranch Code: 003992

Axis Bank IFSC Code

GAJERA ROAD Branch, SURAT, SURAT, Gujarat

Primary IFSC Code
UTIB0003992
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, GAJERA ROAD branch in SURAT, Gujarat is UTIB0003992. The MICR code for cheque clearance is 395211035.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Axis Bank
Branch Name
GAJERA ROAD
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
N/A
Full Branch Address

GF, SHOP NO 1 4 5, ZIRCON PLUS, NEAR SAMASTH PATIDAR WAD,I KATARGAM, GAJERA ROAD - SURAT

Contact Details
Phone: Refer to Net Banking

How to Read IFSC Code: UTIB0003992

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003992Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0003992)

What is the IFSC Code for Axis Bank GAJERA ROAD branch?

The IFSC Code for Axis Bank GAJERA ROAD branch in SURAT, Gujarat is UTIB0003992. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank GAJERA ROAD branch?

The branch is located at: GF, SHOP NO 1 4 5, ZIRCON PLUS, NEAR SAMASTH PATIDAR WAD,I KATARGAM, GAJERA ROAD - SURAT, SURAT, Gujarat.

What is the MICR Code for Axis Bank GAJERA ROAD?

The MICR Code for electronic cheque clearing at Axis Bank GAJERA ROAD is 395211035.

How to decipher the IFSC code UTIB0003992?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '003992' represent the specific GAJERA ROAD branch code.