UTIBBranch Code: 004696

Axis Bank IFSC Code

PHASE TWO DUGRI Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UTIB0004696

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, PHASE TWO DUGRI branch in LUDHIANA, Punjab is UTIB0004696. The MICR code for cheque clearance is 141211040.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: PHASE TWO DUGRI
MICR Code: 141211040
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UTIB0004696

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004696Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Axis Bank (UTIB0004696)

What is the IFSC Code for Axis Bank PHASE TWO DUGRI branch?

The IFSC Code for Axis Bank PHASE TWO DUGRI branch in LUDHIANA, Punjab is UTIB0004696. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank PHASE TWO DUGRI branch?

The branch is located at: GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA, LUDHIANA, Punjab.

What is the MICR Code for Axis Bank PHASE TWO DUGRI?

The MICR Code for electronic cheque clearing at Axis Bank PHASE TWO DUGRI is 141211040.

How to decipher the IFSC code UTIB0004696?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '004696' represent the specific PHASE TWO DUGRI branch code.

Parent Directory Links

All Branches ofAxis Bank In StatePunjab In DistrictLUDHIANA In CityLUDHIANA

Other Axis Bank Branches in LUDHIANA

View All →

BAGGA KALANUTIB0005801

BAGGA KALAN,GROUND FLOOR,KHATA NO 41 61,40 60,39 59 KHASRA NO 14 9,14 10,14 1,14 2,15 6,15 7,15 15 1 OPP IOCL PETROL PUMP

BAHADURKE ROADUTIB0004352

GROUD FLOOR, SCF 18, NEW GRAIN MARKET, TARAF KARABARA, LUDHIANA 141008

BARAN HARAUTIB0001984

GROUND FLOOR,PLOT NO. 15, VILLAGE BARAN HARA, TEHSIL LUDHIANA, DISTT. LUDHIANA, PUNJAB, PIN 142027

BAREWAL ROADUTIB0005956

GROUND FLOOR, WOOD STOCK TOWER SHIVA GROUP BUILDING 38, 19, 2, 21 22 23, ADARSH COLONY OPPOSITE HYATT HOTEL, FEROZEPUR ROAD, LUDHIANA

BENJAMIN ROAD BRANCHUTIB0005809

BENJAMIN ROAD BRANCH,GROUND AND FIRST FLOOR,B 11 439 1,BENJAMIN ROAD,NEAR DIVISION NUMBER 3,CHOWK, LUDHIANA

BHAGWANPURAUTIB0005065

VILLAGE BHAGWANPURA, HADBAST NO 250, TEHSIL DEHLON, DIST LUDHIANA, PUNJAB 141206

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →