VARABranch Code: 289021

Varachha Co-operative Bank IFSC Code

PAL BRANCH Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

VARA0289021

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Varachha Co-operative Bank, PAL BRANCH branch in SURAT, Gujarat is VARA0289021. The MICR code for cheque clearance is 395289019.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Varachha Co-operative Bank
Branch Name: PAL BRANCH
MICR Code: 395289019
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: N/A

Full Branch Address

GR FLOOR, SHOP NO. 23-24,SIDDHACHAKARA RESIDENCY-B,GALAXY CIRCLE,GREEN CITY ROAD,PAL

Contact Details

Phone: +912616918381

How to Read IFSC Code: VARA0289021

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

VARABank Identifier

First 4 alphabetic characters identify Varachha Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

289021Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Varachha Co-operative Bank (VARA0289021)

What is the IFSC Code for Varachha Co-operative Bank PAL BRANCH branch?

The IFSC Code for Varachha Co-operative Bank PAL BRANCH branch in SURAT, Gujarat is VARA0289021. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Varachha Co-operative Bank PAL BRANCH branch?

The branch is located at: GR FLOOR, SHOP NO. 23-24,SIDDHACHAKARA RESIDENCY-B,GALAXY CIRCLE,GREEN CITY ROAD,PAL, SURAT, Gujarat.

What is the MICR Code for Varachha Co-operative Bank PAL BRANCH?

The MICR Code for electronic cheque clearing at Varachha Co-operative Bank PAL BRANCH is 395289019.

How can I contact Varachha Co-operative Bank PAL BRANCH branch?

You can contact the branch at: Phone: +912616918381. For official national customer care, refer to Varachha Co-operative Bank's official banking channels.

How to decipher the IFSC code VARA0289021?

The first 4 characters 'VARA' represent Varachha Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '289021' represent the specific PAL BRANCH branch code.