BKIDBranch Code: 002709

Bank of India IFSC Code

SURAT MCB Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

BKID0002709

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, SURAT MCB branch in SURAT, Gujarat is BKID0002709. The MICR code for cheque clearance is 395013019.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of India
Branch Name: SURAT MCB
MICR Code: 395013019
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: N/A

Full Branch Address

OPP PANJARA POLE BESIDES BSNL OFFICEGHOD DOD ROAD SURAT

Contact Details

Phone: +917283233062

How to Read IFSC Code: BKID0002709

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

002709Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of India (BKID0002709)

What is the IFSC Code for Bank of India SURAT MCB branch?

The IFSC Code for Bank of India SURAT MCB branch in SURAT, Gujarat is BKID0002709. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India SURAT MCB branch?

The branch is located at: OPP PANJARA POLE BESIDES BSNL OFFICEGHOD DOD ROAD SURAT, SURAT, Gujarat.

What is the MICR Code for Bank of India SURAT MCB?

The MICR Code for electronic cheque clearing at Bank of India SURAT MCB is 395013019.

How can I contact Bank of India SURAT MCB branch?

You can contact the branch at: Phone: +917283233062. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0002709?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '002709' represent the specific SURAT MCB branch code.