Bank of India Althan Vip Road Branch IFSC Code: BKID0002774
Branch Code: 002774 | SURAT, SURAT, Gujarat
The official Indian Financial System Code (IFSC) for Bank of India, Althan Vip Road branch in SURAT, Gujarat is BKID0002774. The MICR code for cheque clearance is 395013026.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Bank of India
- Branch Name
- ALTHAN VIP ROAD
- MICR Code
- City / District
- SURAT (SURAT)
- State
- Gujarat
- Postal Pincode
- 395007
G-42A GROUND FLOOR AT HIGHFIELD ESCOT ALTHAN VIP ROAD SURAT PIN CODE-395007, Pincode: 395007
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: SURAT, Gujarat
How to Read IFSC Code: BKID0002774
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Bank of India (BKID0002774)
Which bank does IFSC Code BKID0002774 belong to?
IFSC Code BKID0002774 belongs to Bank of India for its ALTHAN VIP ROAD branch, located in SURAT, Gujarat. The 4-letter prefix 'BKID' represents Bank of India.
What is the IFSC Code for Bank of India ALTHAN VIP ROAD branch?
The IFSC Code for Bank of India ALTHAN VIP ROAD branch in SURAT, Gujarat is BKID0002774. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Bank of India ALTHAN VIP ROAD branch?
The branch is located at: G-42A GROUND FLOOR AT HIGHFIELD ESCOT ALTHAN VIP ROAD SURAT PIN CODE-395007, Pincode: 395007, SURAT, Gujarat.
What is the MICR Code for Bank of India ALTHAN VIP ROAD?
The MICR Code for electronic cheque clearing at Bank of India ALTHAN VIP ROAD is 395013026.
How can I contact Bank of India ALTHAN VIP ROAD branch?
You can contact the branch at: Phone: +919537974700. For official national customer care, refer to Bank of India's official banking channels.
How to decipher the IFSC code BKID0002774?
The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '002774' represent the specific ALTHAN VIP ROAD branch code.
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