HDFCBranch Code: 001294

HDFC Bank IFSC Code

ST JOSEPH Branch, KOCHI, KOCHI, KERALA

Primary IFSC Code

HDFC0001294

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, ST JOSEPH branch in KOCHI, KERALA is HDFC0001294. The MICR code for cheque clearance is 682240023.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: ST JOSEPH
MICR Code: 682240023
City / District: KOCHI (KOCHI)
State: KERALA
Postal Pincode: N/A

Full Branch Address

D 12CATHOLIC CENTRETHOPPUMPADY

Contact Details

Phone: +919895663333

How to Read IFSC Code: HDFC0001294

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001294Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0001294)

What is the IFSC Code for HDFC Bank ST JOSEPH branch?

The IFSC Code for HDFC Bank ST JOSEPH branch in KOCHI, KERALA is HDFC0001294. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank ST JOSEPH branch?

The branch is located at: D 12CATHOLIC CENTRETHOPPUMPADY, KOCHI, KERALA.

What is the MICR Code for HDFC Bank ST JOSEPH?

The MICR Code for electronic cheque clearing at HDFC Bank ST JOSEPH is 682240023.

How can I contact HDFC Bank ST JOSEPH branch?

You can contact the branch at: Phone: +919895663333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0001294?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '001294' represent the specific ST JOSEPH branch code.