HDFCBranch Code: 000020

HDFC Bank Cochin Ravipuram Branch IFSC Code: HDFC0000020

Branch Code: 000020 | KOCHI, KOCHI, KERALA

Primary IFSC Code

HDFC0000020

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, Cochin Ravipuram branch in KOCHI, KERALA is HDFC0000020. The MICR code for cheque clearance is 682240002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: COCHIN - RAVIPURAM
MICR Code: 682240002
City / District: KOCHI (KOCHI)
State: KERALA
Postal Pincode: N/A

Full Branch Address

ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016

Contact & Customer Care

Phone: +919895663333

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How to Read IFSC Code: HDFC0000020

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000020Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: HDFC Bank (HDFC0000020)

Which bank does IFSC Code HDFC0000020 belong to?

IFSC Code HDFC0000020 belongs to HDFC Bank for its COCHIN - RAVIPURAM branch, located in KOCHI, KERALA. The 4-letter prefix 'HDFC' represents HDFC Bank.

What is the IFSC Code for HDFC Bank COCHIN - RAVIPURAM branch?

The IFSC Code for HDFC Bank COCHIN - RAVIPURAM branch in KOCHI, KERALA is HDFC0000020. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank COCHIN - RAVIPURAM branch?

The branch is located at: ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016, KOCHI, KERALA.

What is the MICR Code for HDFC Bank COCHIN - RAVIPURAM?

The MICR Code for electronic cheque clearing at HDFC Bank COCHIN - RAVIPURAM is 682240002.

How can I contact HDFC Bank COCHIN - RAVIPURAM branch?

You can contact the branch at: Phone: +919895663333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0000020?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '000020' represent the specific COCHIN - RAVIPURAM branch code.