HDFCBranch Code: 000020

HDFC Bank IFSC Code

COCHIN - RAVIPURAM Branch, KOCHI, KOCHI, KERALA

Primary IFSC Code

HDFC0000020

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for HDFC Bank, COCHIN - RAVIPURAM branch in KOCHI, KERALA is HDFC0000020. The MICR code for cheque clearance is 682240002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: HDFC Bank
Branch Name: COCHIN - RAVIPURAM
MICR Code: 682240002
City / District: KOCHI (KOCHI)
State: KERALA
Postal Pincode: N/A

Full Branch Address

ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016

Contact Details

Phone: +919895663333

How to Read IFSC Code: HDFC0000020

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

HDFCBank Identifier

First 4 alphabetic characters identify HDFC Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000020Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: HDFC Bank (HDFC0000020)

What is the IFSC Code for HDFC Bank COCHIN - RAVIPURAM branch?

The IFSC Code for HDFC Bank COCHIN - RAVIPURAM branch in KOCHI, KERALA is HDFC0000020. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of HDFC Bank COCHIN - RAVIPURAM branch?

The branch is located at: ELMAR SQUARE39/4157, M.G.ROAD,RAVIPURAM,COCHINKERALA682 016, KOCHI, KERALA.

What is the MICR Code for HDFC Bank COCHIN - RAVIPURAM?

The MICR Code for electronic cheque clearing at HDFC Bank COCHIN - RAVIPURAM is 682240002.

How can I contact HDFC Bank COCHIN - RAVIPURAM branch?

You can contact the branch at: Phone: +919895663333. For official national customer care, refer to HDFC Bank's official banking channels.

How to decipher the IFSC code HDFC0000020?

The first 4 characters 'HDFC' represent HDFC Bank. The 5th character is '0' reserved for future use. The last 6 characters '000020' represent the specific COCHIN - RAVIPURAM branch code.