UBINBranch Code: 530905

Union Bank of India IFSC Code

LUDHIANA MAIN Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UBIN0530905

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, LUDHIANA MAIN branch in LUDHIANA, Punjab is UBIN0530905. The MICR code for cheque clearance is 141026004.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: LUDHIANA MAIN
MICR Code: 141026004
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008.

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0530905

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

530905Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0530905)

What is the IFSC Code for Union Bank of India LUDHIANA MAIN branch?

The IFSC Code for Union Bank of India LUDHIANA MAIN branch in LUDHIANA, Punjab is UBIN0530905. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India LUDHIANA MAIN branch?

The branch is located at: CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008., LUDHIANA, Punjab.

What is the MICR Code for Union Bank of India LUDHIANA MAIN?

The MICR Code for electronic cheque clearing at Union Bank of India LUDHIANA MAIN is 141026004.

How to decipher the IFSC code UBIN0530905?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '530905' represent the specific LUDHIANA MAIN branch code.