Union Bank of India Civil Lines Ludhiana Branch IFSC Code: UBIN0554421
Branch Code: 554421 | LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for Union Bank of India, Civil Lines Ludhiana branch in LUDHIANA, Punjab is UBIN0554421. The MICR code for cheque clearance is 141026012.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- CIVIL LINES - LUDHIANA
- MICR Code
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- N/A
B-XIX-353/14, DR. HIRA SINGH ROAD,CIVIL LINES, LUDHIANA,PUNJAB - 141 001.
How to Read IFSC Code: UBIN0554421
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0554421)
Which bank does IFSC Code UBIN0554421 belong to?
IFSC Code UBIN0554421 belongs to Union Bank of India for its CIVIL LINES - LUDHIANA branch, located in LUDHIANA, Punjab. The 4-letter prefix 'UBIN' represents Union Bank of India.
What is the IFSC Code for Union Bank of India CIVIL LINES - LUDHIANA branch?
The IFSC Code for Union Bank of India CIVIL LINES - LUDHIANA branch in LUDHIANA, Punjab is UBIN0554421. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India CIVIL LINES - LUDHIANA branch?
The branch is located at: B-XIX-353/14, DR. HIRA SINGH ROAD,CIVIL LINES, LUDHIANA,PUNJAB - 141 001., LUDHIANA, Punjab.
What is the MICR Code for Union Bank of India CIVIL LINES - LUDHIANA?
The MICR Code for electronic cheque clearing at Union Bank of India CIVIL LINES - LUDHIANA is 141026012.
How to decipher the IFSC code UBIN0554421?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '554421' represent the specific CIVIL LINES - LUDHIANA branch code.
Parent Directory Links
Other Union Bank of India Branches in LUDHIANA
View All →KALRAS BUILDING, FIRST FLOOR, B-XV-295/B & B-XV-295/C, NEAR OSWAL STREET, MILLER GANJ, GT ROAD, LUDHIANA 141003
S C O 43G,MAIN MARKET,B R S NAGAR,LUDHIANA , PIN-141003
PHULLANWALA,VASANT AVENUE,141013
JALANDHAR BYE PASS CHOWK G T ROAD LUDHIANA PUNJAB STATE
KALKATA MARKET RAILWAY BOARD LUDHIANA PUNJABPIN -144211
UNION BANK OF INDIA, DUGRI ROAD - LUDHIANA, DUGRI ROAD, WALIA COMPLEX,, 41/1, ATAM NAGAR,, LUDHIANA, PUNJAB - 141 003.
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