UBINBranch Code: 539732

Union Bank of India IFSC Code

G T ROAD - LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UBIN0539732

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, G T ROAD - LUDHIANA branch in LUDHIANA, Punjab is UBIN0539732. The MICR code for cheque clearance is 141026002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: G T ROAD - LUDHIANA
MICR Code: 141026002
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003.

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0539732

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

539732Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0539732)

What is the IFSC Code for Union Bank of India G T ROAD - LUDHIANA branch?

The IFSC Code for Union Bank of India G T ROAD - LUDHIANA branch in LUDHIANA, Punjab is UBIN0539732. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India G T ROAD - LUDHIANA branch?

The branch is located at: G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003., LUDHIANA, Punjab.

What is the MICR Code for Union Bank of India G T ROAD - LUDHIANA?

The MICR Code for electronic cheque clearing at Union Bank of India G T ROAD - LUDHIANA is 141026002.

How to decipher the IFSC code UBIN0539732?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '539732' represent the specific G T ROAD - LUDHIANA branch code.