UBINBranch Code: 560413

Union Bank of India IFSC Code

FOCAL POINT LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UBIN0560413

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, FOCAL POINT LUDHIANA branch in LUDHIANA, Punjab is UBIN0560413. The MICR code for cheque clearance is 141026014.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: FOCAL POINT LUDHIANA
MICR Code: 141026014
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0560413

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

560413Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0560413)

What is the IFSC Code for Union Bank of India FOCAL POINT LUDHIANA branch?

The IFSC Code for Union Bank of India FOCAL POINT LUDHIANA branch in LUDHIANA, Punjab is UBIN0560413. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India FOCAL POINT LUDHIANA branch?

The branch is located at: SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT, LUDHIANA, Punjab.

What is the MICR Code for Union Bank of India FOCAL POINT LUDHIANA?

The MICR Code for electronic cheque clearing at Union Bank of India FOCAL POINT LUDHIANA is 141026014.

How to decipher the IFSC code UBIN0560413?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '560413' represent the specific FOCAL POINT LUDHIANA branch code.