International Wire Remittance36 Verified Institution BICs

Indian Banks SWIFT & BIC Code Directory

Society for Worldwide Interbank Financial Telecommunication (SWIFT) codes, also known as Business Identifier Codes (BIC), are standardized 8- or 11-character identifiers used for cross-border electronic funds transfers. Explore verified Head Office and Primary Treasury BICs for leading Indian financial institutions.

Verified Institution Data: All listed SWIFT codes are retrieved from official public inward remittance disclosures and foreign exchange circulars published by each respective bank. We do not generate synthetic branch codes or republish proprietary SWIFTRef databases without authorization.

Verified Institution SWIFT / BIC Codes

Primary BICs used for routing incoming international wires to Indian beneficiary accounts.

Bank / Institution	BIC8 (Institution)	Primary BIC11	City / Treasury	Details
AU Small Finance Bank LtdHead Office / NRI Banking & Forex Operations	AUBLINBB	AUBLINBBXXX	Jaipur, India	Wire Guide
Axis Bank LtdCentral Treasury / Head Office	UTIBINBB	UTIBINBBXXX	Mumbai, India	Wire Guide
Bandhan Bank LtdHead Office / Treasury & Forex Operations	BDBLINBB	BDBLINBBXXX	Kolkata, India	Wire Guide
Bank of BarodaInternational Operations & Forex Treasury	BARBINBB	BARBINBBXXX	Mumbai, India	Wire Guide
Bank of IndiaHead Office / Foreign Exchange Department	BKIDINBB	BKIDINBBXXX	Mumbai, India	Wire Guide
Bank of MaharashtraHead Office / Forex Treasury	MAHBINBB	MAHBINBBXXX	Pune, India	Wire Guide
CSB Bank LtdHead Office / International Banking Department	CSBKINBB	CSBKINBBXXX	Thrissur, India	Wire Guide
Canara BankHead Office Treasury & Forex Division	CNRBINBB	CNRBINBBXXX	Bengaluru, India	Wire Guide
Central Bank of IndiaCentral Office / International Division	CBININBB	CBININBBXXX	Mumbai, India	Wire Guide
City Union Bank LtdAdministrative Office / Forex Department	CIUBINBB	CIUBINBBXXX	Kumbakonam, India	Wire Guide
Deutsche Bank AG IndiaHead Office India / Treasury Division	DEUTINBB	DEUTINBBXXX	Mumbai, India	Wire Guide
Dhanlaxmi Bank LtdCorporate Office / Forex Division	DLXBINBB	DLXBINBBXXX	Thrissur, India	Wire Guide
Equitas Small Finance Bank LtdHead Office / Treasury Operations	ESFBINBB	ESFBINBBXXX	Chennai, India	Wire Guide
Federal Bank LtdHead Office / International Banking Department	FDRLINBB	FDRLINBBXXX	Aluva, India	Wire Guide
HDFC Bank LtdTreasury & Head Office	HDFCINBB	HDFCINBBXXX	Mumbai, India	Wire Guide
ICICI Bank LtdGlobal Remittance Centre / Head Office	ICICINBB	ICICINBBXXX	Mumbai, India	Wire Guide
IDBI Bank LtdHead Office / International Banking Division	IBKLINBB	IBKLINBBXXX	Mumbai, India	Wire Guide
IDFC FIRST Bank LtdCorporate Office / Forex Operations	IDFBINBB	IDFBINBBXXX	Mumbai, India	Wire Guide
Indian BankCorporate Office / Treasury Branch	IDIBINBB	IDIBINBBXXX	Chennai, India	Wire Guide
Indian Overseas BankCentral Office / Forex & Remittance Division	IOBAINBB	IOBAINBBXXX	Chennai, India	Wire Guide
IndusInd Bank LtdCorporate Office / Forex Operations	INDBINBB	INDBINBBXXX	Mumbai, India	Wire Guide
Jammu and Kashmir Bank LtdCorporate Headquarters / Forex Treasury	JAKAINBB	JAKAINBBXXX	Srinagar, India	Wire Guide
Karnataka Bank LtdHead Office / Forex Services Department	KARBINBB	KARBINBBXXX	Mangaluru, India	Wire Guide
Karur Vysya BankCentral Office / International Division	KVBLINBB	KVBLINBBXXX	Karur, India	Wire Guide
Kotak Mahindra Bank LtdHead Office & Foreign Exchange Department	KKBKINBB	KKBKINBBXXX	Mumbai, India	Wire Guide
Punjab & Sind BankHead Office / International Banking Division	PSIBINBB	PSIBINBBXXX	New Delhi, India	Wire Guide
Punjab National BankInternational Banking Division / Head Office	PUNBINBB	PUNBINBBXXX	New Delhi, India	Wire Guide
RBL Bank LtdCorporate Office / Forex Division	RATNINBB	RATNINBBXXX	Mumbai, India	Wire Guide
South Indian BankHead Office / International Banking Division	SIBLINBB	SIBLINBBXXX	Thrissur, India	Wire Guide
Standard Chartered Bank IndiaPrincipal Office India / Treasury	SCBLINBB	SCBLINBBXXX	Mumbai, India	Wire Guide
State Bank of IndiaCorporate Centre / Head Office	SBININBB	SBININBBXXX	Mumbai, India	Wire Guide
Tamilnad Mercantile Bank LtdHead Office / Foreign Exchange Division	TMBLINBB	TMBLINBBXXX	Thoothukudi, India	Wire Guide
UCO BankHead Office / International Banking Division	UCBAINBB	UCBAINBBXXX	Kolkata, India	Wire Guide
Ujjivan Small Finance Bank LtdHead Office / Treasury & Forex	UJVNINBB	UJVNINBBXXX	Bengaluru, India	Wire Guide
Union Bank of IndiaCentral Office / International Banking Division	UBININBB	UBININBBXXX	Mumbai, India	Wire Guide
Yes Bank LtdCorporate Headquarters / Forex Treasury	YESBINBB	YESBINBBXXX	Mumbai, India	Wire Guide

Key Differences Between IFSC and SWIFT/BIC Codes

Understanding the distinct routing roles in domestic versus international payment systems.

IFSC (Indian Financial System Code)

Purpose: Domestic money transfers strictly within India.
Supported Networks: NEFT, RTGS, and IMPS payment rails.
Granularity: Branch-specific. Each physical branch possesses its own unique 11-character IFSC code.
Governing Body: Reserve Bank of India (RBI).

SWIFT / BIC (Business Identifier Code)

Purpose: Cross-border international wire transfers sent into India.
Supported Networks: Global SWIFT financial messaging network.
Granularity: Institution / Treasury level. Indian banks route overseas remittances through their centralized Foreign Exchange Treasury (with "XXX" branch identifier) rather than individual branch BICs.
Governing Body: SWIFT (ISO 9362 international standard).

Important Remittance Rule: Most local bank branches in India do NOT possess individual SWIFT codes. When sending funds from abroad (such as USD, EUR, GBP, AED, SGD), foreign banks require the Indian bank's Head Office SWIFT Code alongside your beneficiary account number and the branch IFSC/name. The bank's central treasury automatically credits the beneficiary's home branch.