Verified Head Office BICISO 9362 Standard

Indian Overseas Bank SWIFT Code: IOBAINBBXXX

Official Business Identifier Code (BIC) for international inward remittances to Indian Overseas Bank accounts across India.

Primary Routing BIC

IOBAINBBXXX

Verified from official bank remittance portal. Last Verified: 10 Oct 2026 (Effective: 1 Oct 2026)

Official Remittance Source

8-Character BIC (Bank Code)IOBAINBB

Identifies bank & country (IN)

11-Character BIC (Routing)IOBAINBBXXX

XXX indicates Central Treasury

Head Office LocationChennai, India

Central Office, 763, Anna Salai

Status & ConnectivityACTIVE SWIFT ROUTING

Inward Remittance Eligible

Checklist for Sending International Wires to Indian Overseas Bank

Provide the following exact details to your overseas remitting bank (e.g. from US, UK, Canada, UAE, Europe):

Field 57A: Account with Institution

Indian Overseas Bank

SWIFT Code: IOBAINBBXXX

Field 59: Beneficiary Customer

Beneficiary Full Name (as per Bank Account)

Beneficiary Bank Account Number (11 to 16 digits)

Bank Address

Central Office, 763, Anna Salai

Chennai, Maharashtra / India

Field 70: Remittance Details

Purpose of Remittance (e.g. Family Maintenance, Services)

Beneficiary Branch Name & IFSC Code

Intermediary Correspondent Bank Routing: Depending on the remitting currency (USD, EUR, GBP, AUD, CAD), overseas banks may route transfers via correspondent partner banks (e.g. JPMorgan Chase, Citibank, Deutsche Bank, Barclays). Ensure your sending bank allows standard SWIFT messaging to reach Indian Overseas Bank's treasury without routing alterations.

Related Indian Overseas Bank Banking Services

All IFSC Branches

Domestic NEFT/RTGS codes

Customer Care

Toll-free helpline numbers

NetBanking Portal

Internet banking login & security

All Bank SWIFT Codes

Complete directory of BICs

Frequently Asked Questions About Indian Overseas Bank SWIFT Codes

Does every Indian Overseas Bank branch in India have a separate SWIFT code?

No. In India, foreign inward wire remittances are processed centrally through Indian Overseas Bank's Head Office / Central Treasury SWIFT code (IOBAINBBXXX). Senders provide this institutional SWIFT code along with the beneficiary account number and branch name. Indian Overseas Bank then automatically routes and credits the funds to the recipient's domestic branch.

What is the difference between Indian Overseas Bank IFSC and SWIFT code?

The IFSC code is an 11-character code used strictly for domestic money transfers within India via NEFT, RTGS, and IMPS. The SWIFT/BIC code (IOBAINBB) is an internationally recognized standard used by banks worldwide for cross-border wire transfers into India.

What details are required to send an international wire transfer to Indian Overseas Bank?

The remitter must provide: (1) Beneficiary Account Holder Name, (2) Beneficiary Account Number, (3) Indian Overseas Bank SWIFT Code (IOBAINBBXXX), (4) Head Office Bank Address (Chennai, India), and (5) Beneficiary Branch IFSC code or branch address in the payment instructions field.