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PPF Rate: 7.1% p.a. — DEA Notification — Q1 FY 2024-25 (April–June 2024)

PPF interest rate is set by the Government of India quarterly via official notification. Rates may change each quarter. Always check the latest DEA notification before investing.

View Official Notification

PPF Calculator

₹500₹1,50,000/yr₹1.5L
15 yrs15 years (minimum)50 yrs
7.1%

DEA Quarterly Notification

Rate may change quarterly

Maturity Amount

₹40,68,209

Total Deposit₹22,50,000
Total Interest Earned₹18,18,209
Return Rate80.8%

PPF Key Facts

Lock-in:15 years (extensions in 5-year blocks)
Tax Status:EEE — Exempt Exempt Exempt (Deposit, Interest, Maturity)
Partial Withdrawal:Allowed from 7th year (up to 50% of balance at end of 4th year)
Loan Against PPF:Available from 3rd to 6th year (up to 25% of 2nd year balance)
Annual Deposit Limit:₹500 minimum, ₹1,50,000 maximum per FY

Disclaimer: This calculator uses the PPF interest rate of 7.1% p.a. as per DEA Notification — Q1 FY 2024-25 (April–June 2024). The rate is revised quarterly by the Government of India — the actual rate for future quarters may differ. Results are indicative only. Verify with your bank or post office before investing.

PPF interest rate sourced from Dept of Economic Affairs official notification . Rate: 7.1% p.a. Check the latest DEA notification for the current applicable rate.

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