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Verified Head Office BICISO 9362 Standard

Equitas Small Finance Bank SWIFT Code: ESFBINBBXXX

Official Business Identifier Code (BIC) for international inward remittances to Equitas Small Finance Bank accounts across India.

Primary Routing BIC
ESFBINBBXXX
Verified from official bank remittance portal. Last Verified: 10 Oct 2026 (Effective: 1 Oct 2026)
Official Remittance Source
8-Character BIC (Bank Code)ESFBINBB

Identifies bank & country (IN)

11-Character BIC (Routing)ESFBINBBXXX

XXX indicates Central Treasury

Head Office LocationChennai, India

4th Floor, Phase II, Spencer Plaza, 769, Mount Road, Anna Salai

Status & ConnectivityACTIVE SWIFT ROUTING

Inward Remittance Eligible

Checklist for Sending International Wires to Equitas Small Finance Bank

Provide the following exact details to your overseas remitting bank (e.g. from US, UK, Canada, UAE, Europe):

Field 57A: Account with Institution

Equitas Small Finance Bank

SWIFT Code: ESFBINBBXXX

Field 59: Beneficiary Customer

Beneficiary Full Name (as per Bank Account)

Beneficiary Bank Account Number (11 to 16 digits)

Bank Address

4th Floor, Phase II, Spencer Plaza, 769, Mount Road, Anna Salai

Chennai, Maharashtra / India

Field 70: Remittance Details

Purpose of Remittance (e.g. Family Maintenance, Services)

Beneficiary Branch Name & IFSC Code

Intermediary Correspondent Bank Routing: Depending on the remitting currency (USD, EUR, GBP, AUD, CAD), overseas banks may route transfers via correspondent partner banks (e.g. JPMorgan Chase, Citibank, Deutsche Bank, Barclays). Ensure your sending bank allows standard SWIFT messaging to reach Equitas Small Finance Bank's treasury without routing alterations.

Frequently Asked Questions About Equitas Small Finance Bank SWIFT Codes

Does every Equitas Small Finance Bank branch in India have a separate SWIFT code?

No. In India, foreign inward wire remittances are processed centrally through Equitas Small Finance Bank's Head Office / Central Treasury SWIFT code (ESFBINBBXXX). Senders provide this institutional SWIFT code along with the beneficiary account number and branch name. Equitas Small Finance Bank then automatically routes and credits the funds to the recipient's domestic branch.

What is the difference between Equitas Small Finance Bank IFSC and SWIFT code?

The IFSC code is an 11-character code used strictly for domestic money transfers within India via NEFT, RTGS, and IMPS. The SWIFT/BIC code (ESFBINBB) is an internationally recognized standard used by banks worldwide for cross-border wire transfers into India.

What details are required to send an international wire transfer to Equitas Small Finance Bank?

The remitter must provide: (1) Beneficiary Account Holder Name, (2) Beneficiary Account Number, (3) Equitas Small Finance Bank SWIFT Code (ESFBINBBXXX), (4) Head Office Bank Address (Chennai, India), and (5) Beneficiary Branch IFSC code or branch address in the payment instructions field.