Financial & Loan Calculators
Accurate, fast, and transparent calculation tools built to Indian banking and regulatory standards. Plan loan repayments, estimate deposit yields, and optimize your wealth creation.
Home Loan EMI Calculator
Housing Loan EMI with Section 24(b) & 80C Tax Breakup
Calculate monthly housing loan installments, total interest burden, and tax deductions across 20 to 30-year tenures.
Personal Loan EMI Calculator
Unsecured Personal Loan Repayments & FOIR Evaluation
Calculate monthly installments, interest charges, and loan affordability for SBI, HDFC, ICICI, and NBFC personal loans.
Car Loan EMI Calculator
Auto Loan Repayments & 20% Down Payment Math
Plan your new or used car purchase with precision. Calculate monthly EMIs, total interest, and amortization schedules.
Universal Loan EMI Calculator
Multi-Loan Comparison with Amortization Schedule
Universal reducing balance loan calculator with interactive sliders, Donut charts, and year-by-year amortization schedules.
Fixed Deposit (FD) Calculator
Quarterly Compounded Maturity Yield for All Indian Banks
Calculate maturity value and interest earnings on bank fixed deposits with senior citizen bonus rates and Section 194A TDS guidelines.
SIP Return Calculator
Systematic Investment Plan Wealth Accumulation
Estimate wealth creation over 1 to 30 years through disciplined monthly investments, showcasing the power of exponential compounding.
Recurring Deposit (RD) Calculator
Monthly Savings Maturity with Quarterly Compounding
Determine the maturity sum on monthly recurring deposits across Indian public and private commercial banks with 100% capital protection.
Public Provident Fund (PPF) Calculator
Government-Backed 15-Year EEE Tax-Free Wealth Builder
Calculate maturity value and yearly interest on PPF deposits using official Dept of Economic Affairs notified rate (7.1% p.a.).
Employees Provident Fund (EPF) Calculator
EPFO Statutory Retirement Savings & Employer Split
Compute employee + employer PF contributions (3.67% EPF + 8.33% EPS) with notified EPFO rate (8.25% p.a.).
Gratuity Calculator
Payment of Gratuity Act 1972 Statutory 15/26 Formula
Calculate lump sum retirement gratuity entitlement for private & public sector employees with statutory ₹20L ceiling.
National Pension System (NPS) Calculator
PFRDA Retirement Pension & 60% Tax-Free Lump Sum
Estimate pension wealth at age 60, monthly annuity payout, and additional Section 80CCD(1B) tax benefits.
Income Tax Calculator (New vs Old Regime)
Finance Act Slabs with ₹75,000 Standard Deduction
Compare exact tax liability under Section 115BAC (New Regime) vs Old Regime with rebate u/s 87A and 4% cess.
All loan calculations use the reducing balance monthly amortization method mandated by the Reserve Bank of India (RBI). Fixed deposit and recurring deposit formulas apply quarterly compounding schedules standard across public sector and private scheduled commercial banks.