Bank Holidays in India 2026
Complete bank holiday list for 2026 sourced from the RBI Holiday Matrix (Negotiable Instruments Act) and applicable state government notifications. Browse by state, month, or check if banks are open today.
Today — Thursday, 2026-09-24
Banks Open Per Published Schedule
Regular Working Day (Normal Counter Transactions)
Based on published schedule — verify with your bank for extraordinary closures.
Next holiday: First Onam in 1 day (2026-09-25)
RBI Saturday Rule — Which Saturdays Are Bank Holidays?
1st Saturday
✓ Open
Working day
2nd Saturday
✗ Closed
RBI Bank Holiday
3rd Saturday
✓ Open
Working day
4th Saturday
✗ Closed
RBI Bank Holiday
5th Saturday
✓ Open
Working day
All Sundays are weekly bank holidays. This rule applies to all scheduled commercial banks across India per the RBI directive.
Browse by Year
Browse by State / UT
State-specific holidays include both RBI-notified holidays and applicable state government notifications.
Browse by Month (2026)
45 total bank holidays in 2026January
71 national · 6 regional
February
20 national · 2 regional
March
74 national · 3 regional
April
53 national · 2 regional
May
32 national · 1 regional
June
21 national · 1 regional
July
20 national · 2 regional
August
42 national · 2 regional
September
41 national · 3 regional
October
32 national · 1 regional
November
41 national · 3 regional
December
21 national · 1 regional
Complete Bank Holidays Schedule (2026)
Chronological official holiday schedule sourced from RBI Negotiable Instruments Act notifications.
January 2026
7 holidaysThu
1
New Year's Day
RegionalCelebration of the first day of the Gregorian calendar year under Negotiable Instruments Act.
Observed in: mizoram, sikkim, manipur, meghalaya, nagaland, arunachal-pradesh, tamil-nadu
Fri
2
New Year Celebration
RegionalExtended public holiday for New Year celebrations in Mizoram.
Observed in: mizoram
Wed
14
Makar Sankranti / Pongal / Magh Bihu / Uttarayan
RegionalMajor harvest festival marking the sun's transition into Capricorn. Banks remain closed across Southern and Western states.
Observed in: gujarat, tamil-nadu, andhra-pradesh, telangana, assam, maharashtra, karnataka, odisha
Thu
15
Thiruvalluvar Day / Magh Bihu
RegionalHonoring the legendary Tamil poet-philosopher Thiruvalluvar in Tamil Nadu, and Magh Bihu in Assam.
Observed in: tamil-nadu, assam
Fri
16
Uzhavar Thirunal
RegionalFarmer's festival celebrated in Tamil Nadu as part of Pongal festivities.
Observed in: tamil-nadu
Fri
23
Netaji Subhas Chandra Bose Jayanti
RegionalParakram Diwas commemorating the birth anniversary of Netaji Subhas Chandra Bose.
Observed in: west-bengal, odisha, tripura
Mon
26
Republic Day
NationalNational Holiday under Section 25 of the Negotiable Instruments Act, 1881. All public, private, and foreign bank branches across India remain closed.
✓ Applicable to All Banks Across India
February 2026
2 holidaysThu
19
Chhatrapati Shivaji Maharaj Jayanti
RegionalBirth anniversary of the founder of the Maratha Empire, observed as a public bank holiday across Maharashtra.
Observed in: maharashtra
Fri
20
Statehood Day
RegionalState foundation day celebration for Arunachal Pradesh and Mizoram.
Observed in: arunachal-pradesh, mizoram
March 2026
7 holidaysTue
3
Holika Dahan
RegionalChhoti Holi / Holika Dahan bonfire festivities preceding the festival of colors.
Observed in: uttar-pradesh, bihar, madhya-pradesh, rajasthan, haryana, uttarakhand
Wed
4
Holi / Dhuleti / Yaosang
NationalFestival of colors observed as a gazetted bank holiday across almost all Indian states under the NI Act.
✓ Applicable to All Banks Across India
Thu
19
Gudhi Padwa / Ugadi / Telugu New Year
RegionalTraditional New Year day for the people of Maharashtra, Karnataka, Telangana, and Andhra Pradesh.
Observed in: maharashtra, karnataka, andhra-pradesh, telangana, goa, manipur
Fri
20
Eid-ul-Fitr / Ramzan Eid
NationalIslamic festival marking the end of the holy month of Ramadan. All commercial and cooperative bank branches remain closed.
✓ Applicable to All Banks Across India
Sun
22
Bihar Diwas
RegionalState formation day of Bihar (falls on Sunday in 2026).
Observed in: bihar
Fri
27
Ram Navami
NationalCelebration of the birth of Lord Rama, observed as an official holiday across Northern, Western, and Central Indian states.
✓ Applicable to All Banks Across India
Tue
31
Mahavir Jayanti
NationalBirth anniversary of Bhagwan Mahavira, the 24th Tirthankara of Jainism. Banks closed nationwide.
✓ Applicable to All Banks Across India
April 2026
5 holidaysWed
1
Annual Closing of Bank Accounts
NationalTo enable banks to close their yearly accounts under Section 25 of the Negotiable Instruments Act, 1881. Bank branches remain closed for public counter transactions across India, though internet banking, UPI, and ATMs operate normally.
✓ Applicable to All Banks Across India
Fri
3
Good Friday
NationalChristian holiday commemorating the crucifixion of Jesus Christ. Banks closed across India under NI Act.
✓ Applicable to All Banks Across India
Tue
14
Dr. B.R. Ambedkar Jayanti / Tamil New Year / Bohag Bihu
NationalBirth anniversary of Dr. Bhimrao Ramji Ambedkar, Chief Architect of the Indian Constitution, along with Puthandu (Tamil New Year) and Bohag Bihu.
✓ Applicable to All Banks Across India
Wed
15
Bengali New Year (Pohela Boishakh) / Himachal Day
RegionalTraditional New Year celebrations in West Bengal and Tripura, and state foundation day in Himachal Pradesh.
Observed in: west-bengal, tripura, himachal-pradesh, assam
Tue
21
Garia Puja
RegionalIndigenous harvest festival celebrated in Tripura.
Observed in: tripura
May 2026
3 holidaysFri
1
Maharashtra Day / International Labour Day
RegionalCommemorates the formation of the state of Maharashtra (1960) and International Workers' Day. Banks closed in major economic centers.
Observed in: maharashtra, tamil-nadu, kerala, west-bengal, karnataka, goa, assam, telangana, andhra-pradesh, bihar
Wed
27
Eid-ul-Adha (Bakrid)
NationalFeast of the Sacrifice observed by Muslims nationwide. All commercial and cooperative bank branches remain closed.
✓ Applicable to All Banks Across India
Sun
31
Buddha Purnima
NationalBirth, enlightenment, and death anniversary of Gautama Buddha (falls on Sunday in 2026).
✓ Applicable to All Banks Across India
June 2026
2 holidaysMon
15
Raja Sankranti / YMA Day
RegionalAgricultural festival celebrating womanhood and earth in Odisha, and Young Mizo Association Day in Mizoram.
Observed in: odisha, mizoram
Thu
25
Muharram (Ashura)
NationalTenth day of Muharram commemorating the martyrdom of Imam Hussain. Gazetted bank holiday across all Indian states.
✓ Applicable to All Banks Across India
July 2026
2 holidaysMon
13
Bhanu Jayanti
RegionalBirth anniversary of Nepali poet Bhanubhakta Acharya celebrated in Sikkim.
Observed in: sikkim
Fri
17
U Tirot Sing Day
RegionalCommemoration of Khasi freedom fighter U Tirot Sing in Meghalaya.
Observed in: meghalaya
August 2026
4 holidaysSat
15
Independence Day
NationalNational Holiday celebrating India's independence (1947). All bank branches closed nationwide under Section 25 of the NI Act.
✓ Applicable to All Banks Across India
Mon
17
Parsi New Year (Shahenshahi)
RegionalNavroz / Pateti festival celebrated by the Zoroastrian community in Maharashtra and Gujarat.
Observed in: maharashtra, gujarat
Wed
26
Milad-un-Nabi / Id-e-Milad
NationalBirth anniversary of the Islamic Prophet Muhammad. Banks closed nationwide under Negotiable Instruments Act.
✓ Applicable to All Banks Across India
Fri
28
Raksha Bandhan
RegionalCelebration of the sacred bond between brothers and sisters. Bank branches closed in Northern and Western regions.
Observed in: uttar-pradesh, gujarat, madhya-pradesh, rajasthan, haryana, uttarakhand
September 2026
4 holidaysFri
4
Janmashtami (Krishna Jayanti)
NationalCelebration of the birth of Lord Krishna. Commercial bank branches closed across most Indian states.
✓ Applicable to All Banks Across India
Mon
14
Ganesh Chaturthi / Samvatsari
RegionalVinayaka Chavithi celebration honoring Lord Ganesha. Public and private banks remain closed across Western and Southern India.
Observed in: maharashtra, gujarat, karnataka, andhra-pradesh, telangana, goa, odisha, tamil-nadu
Tue
15
Nuakhai
RegionalAgricultural festival of Western Odisha welcoming newly harvested rice.
Observed in: odisha
Fri
25
First Onam
RegionalBeginning of the main harvest festival celebrations of Onam in Kerala.
Observed in: kerala
October 2026
3 holidaysFri
2
Mahatma Gandhi Jayanti
NationalNational Holiday honoring the Father of the Nation, Mahatma Gandhi. All banks across India are strictly closed.
✓ Applicable to All Banks Across India
Mon
19
Durga Puja (Maha Ashtami)
RegionalPeak celebrations of Durga Puja. Bank branches closed across Eastern and North-Eastern states.
Observed in: west-bengal, odisha, assam, tripura, bihar, jharkhand
Tue
20
Dussehra / Vijaya Dashami
NationalCelebration of the victory of good over evil. Gazetted bank holiday under the Negotiable Instruments Act across India.
✓ Applicable to All Banks Across India
November 2026
4 holidaysMon
9
Govardhan Puja / Balipratipada / Vikram Samvat New Year
RegionalPost-Diwali celebrations including Gujarati New Year Day and Balipratipada.
Observed in: maharashtra, gujarat, rajasthan, uttar-pradesh, madhya-pradesh, karnataka, haryana
Tue
10
Bhai Dooj / Chitragupt Jayanti
RegionalAuspicious festival celebrating brother-sister relationship in Northern and Eastern India.
Observed in: uttar-pradesh, bihar, west-bengal, gujarat, rajasthan
Mon
16
Chhath Puja (Morning Arghya)
RegionalFinal day morning offering to the Sun God during the revered Chhath Puja festival.
Observed in: bihar, jharkhand, uttar-pradesh, delhi
Tue
24
Guru Nanak Jayanti / Kartika Purnima
NationalPrakash Parv celebrating the birth anniversary of Guru Nanak Dev Ji, founder of Sikhism. Gazetted bank holiday across India.
✓ Applicable to All Banks Across India
December 2026
2 holidaysThu
3
Feast of St. Francis Xavier
RegionalAnnual religious feast dedicated to St. Francis Xavier at Old Goa.
Observed in: goa
Fri
25
Christmas Day
NationalCelebration of the birth of Jesus Christ. Official public holiday under the Negotiable Instruments Act across India.
✓ Applicable to All Banks Across India
Data Source & Accuracy
Bank holiday data is sourced from the RBI Holiday Matrix (Negotiable Instruments Act) and applicable state government notifications. Some holidays may vary by city, bank, or due to extraordinary government orders. Always verify with your bank for last-minute changes.
Frequently Asked Questions
Are all bank holidays the same across India?
No. RBI notifies holidays under the Negotiable Instruments Act that apply to all scheduled commercial banks. However, state governments also notify additional holidays applicable only to banks in that state or UT.
Which Saturdays are bank holidays in India?
Per the RBI directive, only the 2nd and 4th Saturdays of each month are bank holidays. The 1st, 3rd, and 5th Saturdays are regular working days. All Sundays are weekly holidays.
What is the source of this bank holiday list?
This list is sourced from the RBI Holiday Matrix (RBI Negotiable Instruments Act notifications) and applicable state/UT government notifications, cross-verified against the official RBI website.
Do ATMs work on bank holidays?
Yes. ATMs and digital banking (UPI, NEFT, RTGS, IMPS) generally remain operational 24x7 even on bank holidays. Only branch banking and certain RTGS/NEFT settlement windows may be unavailable.