Verified Official DFS Data
PM Jan Dhan Yojana (PMJDY) Statistics 2026
National financial inclusion benchmark published by the Mission Office, Department of Financial Services (DFS), Ministry of Finance.
Report Reference Date
as on 30 September 2026
Weekly Wednesday Snapshot
Total Accounts
59.49 Cr
59,49,42,857 accounts
Total Deposits
₹3,19,841 Cr
Avg: ₹5,376 / account
Women Beneficiaries
55.8%
33.18 Cr beneficiaries
RuPay Debit Cards
41.70 Cr
70.1% card penetration
Rural vs Urban Centre Beneficiary Split
Rural / Semi-Urban Branches (77.7%)46,20,41,137 accounts
Urban / Metro Branches (22.3%)13,29,01,720 accounts
Banking Sector Distribution (Official Categories)
Reported by DFS across statutory banking segments as on 30 September 2026.
| Bank Category | Rural / Semi-Urban (Cr) | Urban / Metro (Cr) | Female Beneficiaries (Cr) | Total Accounts (Cr) | Deposits (₹ Cr) | RuPay Cards (Cr) |
|---|---|---|---|---|---|---|
| Public Sector Banks | 35.58 | 10.20 | 25.20 | 45.78 | ₹2,48,824.71 | 35.62 |
| Regional Rural Banks | 9.46 | 1.71 | 6.52 | 11.16 | ₹60,723.28 | 4.16 |
| Private Sector Banks | 0.98 | 1.39 | 1.36 | 2.36 | ₹10,293.48 | 1.92 |
| Rural Cooperative Banks | 0.19 | 0.00 | 0.10 | 0.19 | ₹0.01 | 0.00 |
| Grand Total | 46.20 | 13.29 | 33.18 | 59.49 | ₹3,19,841.48 | 41.70 |
Methodology Note: Bank category figures represent DFS rounded display values in Crore. Due to statutory 2-decimal formatting, category sums may carry a ±0.01 Crore display variance relative to the unrounded integer ledger.
Top 10 States by PMJDY Accounts
Leading states by total accounts opened under PMJDY.
| Rank | State / UT | Rural Beneficiaries | Urban Beneficiaries | Total Beneficiaries | Deposits (₹ Cr) | RuPay Cards | Action |
|---|---|---|---|---|---|---|---|
| 1 | Uttar Pradesh | 8,39,97,983 | 2,25,26,676 | 10,65,24,659 | ₹69,012.83 | 7,42,52,934 | Details |
| 2 | Bihar | 6,15,02,394 | 91,53,312 | 7,06,55,706 | ₹32,015.86 | 5,09,04,200 | Details |
| 3 | West Bengal | 4,84,15,541 | 94,01,255 | 5,78,16,796 | ₹27,942.12 | 3,86,35,858 | Details |
| 4 | Madhya Pradesh | 3,73,09,126 | 1,05,80,923 | 4,78,90,049 | ₹20,147.31 | 3,57,84,412 | Details |
| 5 | Rajasthan | 2,97,69,333 | 91,89,801 | 3,89,59,134 | ₹25,536.15 | 2,92,46,701 | Details |
| 6 | Maharashtra | 2,70,69,924 | 1,17,40,940 | 3,88,10,864 | ₹21,613.94 | 2,79,07,360 | Details |
| 7 | Assam | 2,33,66,411 | 27,16,434 | 2,60,82,845 | ₹7,638.27 | 1,67,06,146 | Details |
| 8 | Odisha | 2,14,90,373 | 28,75,264 | 2,43,65,637 | ₹13,902.1 | 1,80,40,850 | Details |
| 9 | Karnataka | 1,54,27,084 | 68,15,668 | 2,22,42,752 | ₹14,021.2 | 1,39,13,545 | Details |
| 10 | Jharkhand | 1,87,41,811 | 20,76,096 | 2,08,17,907 | ₹12,464.12 | 1,42,39,059 | Details |
Official Provenance & Verification Details
Authoritative Source: Department of Financial Services (DFS), Ministry of Finance, Government of India.
Official Web Portal: https://pmjdy.gov.in/statewise-statistics
Source Checksum (SHA-256): 32261e14a2cdfe41b303e03f5734c5af7de74c336a22d352f0b03f30cb175ab9