Government Schemes7 min readPublished 10 Oct 2026
Sukanya Samriddhi Yojana (SSY): Account Opening, 8.2% Interest & Triple Tax Exemption (EEE)
Securing your daughter's higher education and future? Discover Sukanya Samriddhi Yojana rules, current 8.2% sovereign interest rate, and complete EEE tax exemptions.
Precious Thakur & Banking Research DeskSenior Financial Infrastructure Analyst
Fact-Checked & RBI Compliant
Key Takeaways & Summary
- SSY offers an 8.2% sovereign government guaranteed interest rate, compounded annually.
- Triple Tax Exemption (EEE): Investments qualify under 80C, annual interest is tax-free, and maturity amount is 100% tax-free.
- Can be opened for any girl child below 10 years of age, with contributions required for only 15 years.
For parents of young daughters, the Sukanya Samriddhi Yojana (SSY) is the single highest-yielding sovereign small savings scheme in India, combining an 8.2% guaranteed return with triple tax exemption.
#Sukanya Samriddhi#SSY Scheme#Girl Child Savings#Section 80C#Tax Free
Frequently Asked Questions
What is the maximum investment limit in Sukanya Samriddhi Yojana?
The minimum deposit is ₹250 per financial year, and the maximum ceiling is ₹1,50,000 per financial year.