Official Rate Page
Verified (within 14 days)
IDBI FD Interest Rates 2026
7.15%
Best General Rate (p.a.)
7.65%
Best Senior Citizen Rate (p.a.)
IDBI FD Rates — Tenure-wise
8 tenures| Tenure | General Rate (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
7 Days to 45 Days DOMESTIC RETAIL | 3.75% | 4.25% |
46 Days to 179 Days DOMESTIC RETAIL | 5% | 5.5% |
180 Days to 270 Days DOMESTIC RETAIL | 6.25% | 6.75% |
1 Year to 374 Days DOMESTIC RETAIL | 6.8% | 7.3% |
375 Days (Utsav Special) DOMESTIC RETAIL | 7.15% | 7.65% |
Over 1 Year to 2 Years DOMESTIC RETAIL | 6.8% | 7.3% |
Over 2 Years to 3 Years DOMESTIC RETAIL | 7% | 7.5% |
Over 3 Years to 5 Years DOMESTIC RETAIL | 6.5% | 7% |
FD rates sourced from the official IDBI rate page. Rates are subject to change without notice. Senior citizen rates require age proof at time of booking. TDS applicable as per Income Tax rules. Verify with IDBI before investing.