Official Rate Page
Verified (within 14 days)
Punjab National Bank FD Interest Rates 2026
7.25%
Best General Rate (p.a.)
7.75%
Best Senior Citizen Rate (p.a.)
Punjab National Bank FD Rates — Tenure-wise
8 tenures| Tenure | General Rate (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
7 Days to 45 Days DOMESTIC RETAIL | 3.5% | 4% |
46 Days to 179 Days DOMESTIC RETAIL | 4.5% | 5% |
180 Days to 270 Days DOMESTIC RETAIL | 6% | 6.5% |
1 Year to 399 Days DOMESTIC RETAIL | 6.8% | 7.3% |
400 Days Special (Dhamaka) DOMESTIC RETAIL | 7.25% | 7.75% |
Over 1 Year to 2 Years DOMESTIC RETAIL | 6.8% | 7.3% |
Over 2 Years to 3 Years DOMESTIC RETAIL | 7% | 7.5% |
Over 3 Years to 5 Years DOMESTIC RETAIL | 6.5% | 7% |
FD rates sourced from the official Punjab National Bank rate page. Rates are subject to change without notice. Senior citizen rates require age proof at time of booking. TDS applicable as per Income Tax rules. Verify with Punjab National Bank before investing.