Official Rate Page
Verified (within 14 days)
State Bank of India FD Interest Rates 2026
7%
Best General Rate (p.a.)
7.5%
Best Senior Citizen Rate (p.a.)
State Bank of India FD Rates — Tenure-wise
8 tenures| Tenure | General Rate (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
7 Days to 45 Days DOMESTIC RETAIL | 3.5% | 4% |
46 Days to 179 Days DOMESTIC RETAIL | 5.5% | 6% |
180 Days to 210 Days DOMESTIC RETAIL | 6.25% | 6.75% |
211 Days to < 1 Year DOMESTIC RETAIL | 6.5% | 7% |
1 Year to < 2 Years DOMESTIC RETAIL | 6.8% | 7.3% |
2 Years to < 3 Years DOMESTIC RETAIL | 7% | 7.5% |
3 Years to < 5 Years DOMESTIC RETAIL | 6.75% | 7.25% |
5 Years up to 10 Years DOMESTIC RETAIL | 6.5% | 7.5% |
FD rates sourced from the official State Bank of India rate page. Rates are subject to change without notice. Senior citizen rates require age proof at time of booking. TDS applicable as per Income Tax rules. Verify with State Bank of India before investing.