AUCXBranch Code: 000035

Ajara Urban Co-operative Bank IFSC Code

PHULEWADI Branch, KOLHAPUR, KOLHAPUR, Maharashtra

Primary IFSC Code

AJAR0000035

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Ajara Urban Co-operative Bank, PHULEWADI branch in KOLHAPUR, Maharashtra is AJAR0000035. The MICR code for cheque clearance is 416394006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Ajara Urban Co-operative Bank
Branch Name: PHULEWADI
MICR Code: 416394006
City / District: KOLHAPUR (KOLHAPUR)
State: Maharashtra
Postal Pincode: 416010

Full Branch Address

R.S.NO.1482 PLOT NO.14A WARD BHOGAM PARK,PHULEWADI RING ROAD,KOLHAPUR 416010, Pincode: 416010

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: AJAR0000035

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

AJARBank Identifier

First 4 alphabetic characters identify Ajara Urban Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000035Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Ajara Urban Co-operative Bank (AJAR0000035)

What is the IFSC Code for Ajara Urban Co-operative Bank PHULEWADI branch?

The IFSC Code for Ajara Urban Co-operative Bank PHULEWADI branch in KOLHAPUR, Maharashtra is AJAR0000035. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Ajara Urban Co-operative Bank PHULEWADI branch?

The branch is located at: R.S.NO.1482 PLOT NO.14A WARD BHOGAM PARK,PHULEWADI RING ROAD,KOLHAPUR 416010, Pincode: 416010, KOLHAPUR, Maharashtra.

What is the MICR Code for Ajara Urban Co-operative Bank PHULEWADI?

The MICR Code for electronic cheque clearing at Ajara Urban Co-operative Bank PHULEWADI is 416394006.

How to decipher the IFSC code AJAR0000035?

The first 4 characters 'AJAR' represent Ajara Urban Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000035' represent the specific PHULEWADI branch code.