AUBLBranch Code: 002856

AU Small Finance Bank IFSC Code

PHAGWARA Branch, PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

AUBL0002856

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for AU Small Finance Bank, PHAGWARA branch in PHAGWARA, Punjab is AUBL0002856. The MICR code for cheque clearance is 144765006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: AU Small Finance Bank
Branch Name: PHAGWARA
MICR Code: 144765006
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

GROUND FLOOR, WARD NO 8, PATEL NAGAR, HADBAST NO 73, PHAGWARA, KAPURTHALA, PUNJAB 144401, Pincode: 144401

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: AUBL0002856

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

AUBLBank Identifier

First 4 alphabetic characters identify AU Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

002856Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: AU Small Finance Bank (AUBL0002856)

What is the IFSC Code for AU Small Finance Bank PHAGWARA branch?

The IFSC Code for AU Small Finance Bank PHAGWARA branch in PHAGWARA, Punjab is AUBL0002856. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of AU Small Finance Bank PHAGWARA branch?

The branch is located at: GROUND FLOOR, WARD NO 8, PATEL NAGAR, HADBAST NO 73, PHAGWARA, KAPURTHALA, PUNJAB 144401, Pincode: 144401, PHAGWARA, Punjab.

What is the MICR Code for AU Small Finance Bank PHAGWARA?

The MICR Code for electronic cheque clearing at AU Small Finance Bank PHAGWARA is 144765006.

How to decipher the IFSC code AUBL0002856?

The first 4 characters 'AUBL' represent AU Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '002856' represent the specific PHAGWARA branch code.