BCBMBranch Code: 000028

Bharat Co-operative Bank IFSC Code

MALAD WEST BRANCH Branch, MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code

BCBM0000028

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bharat Co-operative Bank, MALAD WEST BRANCH branch in MUMBAI, Maharashtra is BCBM0000028. The MICR code for cheque clearance is 400112024.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bharat Co-operative Bank
Branch Name: MALAD WEST BRANCH
MICR Code: 400112024
City / District: MUMBAI (MUMBAI)
State: Maharashtra
Postal Pincode: 400064

Full Branch Address

GROUND FLOOR, CELESTIAL HEIGHTS, NEXT TO RATION CARD OFFICE, S.V. ROAD, MALAD (WEST), MUMBAI - 400064, Pincode: 400064

Contact Details

Phone: 28803811

How to Read IFSC Code: BCBM0000028

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BCBMBank Identifier

First 4 alphabetic characters identify Bharat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000028Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bharat Co-operative Bank (BCBM0000028)

What is the IFSC Code for Bharat Co-operative Bank MALAD WEST BRANCH branch?

The IFSC Code for Bharat Co-operative Bank MALAD WEST BRANCH branch in MUMBAI, Maharashtra is BCBM0000028. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bharat Co-operative Bank MALAD WEST BRANCH branch?

The branch is located at: GROUND FLOOR, CELESTIAL HEIGHTS, NEXT TO RATION CARD OFFICE, S.V. ROAD, MALAD (WEST), MUMBAI - 400064, Pincode: 400064, MUMBAI, Maharashtra.

What is the MICR Code for Bharat Co-operative Bank MALAD WEST BRANCH?

The MICR Code for electronic cheque clearing at Bharat Co-operative Bank MALAD WEST BRANCH is 400112024.

How can I contact Bharat Co-operative Bank MALAD WEST BRANCH branch?

You can contact the branch at: Phone: 28803811. For official national customer care, refer to Bharat Co-operative Bank's official banking channels.

How to decipher the IFSC code BCBM0000028?

The first 4 characters 'BCBM' represent Bharat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000028' represent the specific MALAD WEST BRANCH branch code.