BCBMBranch Code: 000048

Bharat Co-operative Bank IFSC Code

KALWA Branch, THANE, THANE, Maharashtra

Primary IFSC Code

BCBM0000048

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bharat Co-operative Bank, KALWA branch in THANE, Maharashtra is BCBM0000048. The MICR code for cheque clearance is 400112036.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bharat Co-operative Bank
Branch Name: KALWA
MICR Code: 400112036
City / District: THANE (THANE)
State: Maharashtra
Postal Pincode: 400605

Full Branch Address

GR. FLOOR, KAVERI HEIGHTS, OLD BOMBAY PUNE ROAD, KHAREGAON, KALWA (WEST), THANE 400605, Pincode: 400605

Contact Details

Phone: +912225366238

How to Read IFSC Code: BCBM0000048

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BCBMBank Identifier

First 4 alphabetic characters identify Bharat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000048Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bharat Co-operative Bank (BCBM0000048)

What is the IFSC Code for Bharat Co-operative Bank KALWA branch?

The IFSC Code for Bharat Co-operative Bank KALWA branch in THANE, Maharashtra is BCBM0000048. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bharat Co-operative Bank KALWA branch?

The branch is located at: GR. FLOOR, KAVERI HEIGHTS, OLD BOMBAY PUNE ROAD, KHAREGAON, KALWA (WEST), THANE 400605, Pincode: 400605, THANE, Maharashtra.

What is the MICR Code for Bharat Co-operative Bank KALWA?

The MICR Code for electronic cheque clearing at Bharat Co-operative Bank KALWA is 400112036.

How can I contact Bharat Co-operative Bank KALWA branch?

You can contact the branch at: Phone: +912225366238. For official national customer care, refer to Bharat Co-operative Bank's official banking channels.

How to decipher the IFSC code BCBM0000048?

The first 4 characters 'BCBM' represent Bharat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000048' represent the specific KALWA branch code.