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BKIDBranch Code: 001053

Bank of India Kundaim Industrial Estate Branch IFSC Code: BKID0001053

Branch Code: 001053 | PONDA, PONDA, GOA

Primary IFSC Code
BKID0001053
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of India, Kundaim Industrial Estate branch in PONDA, GOA is BKID0001053. The MICR code for cheque clearance is 403013052.

Branch Fact Sheet & Electronic Routing Details

Bank Name
Bank of India
Branch Name
KUNDAIM INDUSTRIAL ESTATE
MICR Code
City / District
PONDA (PONDA)
State
GOA
Postal Pincode
403115
Full Branch Address

PLOT NO U 13 NEAR IDC CANTEEN KUNDAIM INDUSTRIAL ESTATE KUNDAIM VILLAGE PIN 403115, Pincode: 403115

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in GOA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Bank of India Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

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Local Financial Pulse: PONDA, GOA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: BKID0001053

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BKIDBank Identifier

First 4 alphabetic characters identify Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

001053Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Bank of India (BKID0001053)

Which bank does IFSC Code BKID0001053 belong to?

IFSC Code BKID0001053 belongs to Bank of India for its KUNDAIM INDUSTRIAL ESTATE branch, located in PONDA, GOA. The 4-letter prefix 'BKID' represents Bank of India.

What is the IFSC Code for Bank of India KUNDAIM INDUSTRIAL ESTATE branch?

The IFSC Code for Bank of India KUNDAIM INDUSTRIAL ESTATE branch in PONDA, GOA is BKID0001053. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of India KUNDAIM INDUSTRIAL ESTATE branch?

The branch is located at: PLOT NO U 13 NEAR IDC CANTEEN KUNDAIM INDUSTRIAL ESTATE KUNDAIM VILLAGE PIN 403115, Pincode: 403115, PONDA, GOA.

What is the MICR Code for Bank of India KUNDAIM INDUSTRIAL ESTATE?

The MICR Code for electronic cheque clearing at Bank of India KUNDAIM INDUSTRIAL ESTATE is 403013052.

How can I contact Bank of India KUNDAIM INDUSTRIAL ESTATE branch?

You can contact the branch at: Phone: +918322396403. For official national customer care, refer to Bank of India's official banking channels.

How to decipher the IFSC code BKID0001053?

The first 4 characters 'BKID' represent Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '001053' represent the specific KUNDAIM INDUSTRIAL ESTATE branch code.

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